eFin & Democracy – Democracy issues of the digitalised financial sector

eFin & Democracy – A trailer

The digital transformation of the financial sector is in full swing. Yet, do we actually know enough about crypto and co? About network-based payment systems? Or about the digital Euro which is likely to be introduced within a few years from now? As of now, the disruption or change which the digital transformation of the financial sector might involve for citizens, democracy and the future of European society are largely unknown. Specialists are familiar with them, but often within their fields of expertise alone. And what about broader debates and participation?

Civil society participation and broader public discussion require understanding and interdisciplinary exchange. Hence, in order to start a broader discourse on the topic and for highlighting its most relevant aspects, more stimuli and input are necessary. As a discourse project,eFin & Democracy addresses these issues as a strong initiative going beyond science. Its aim is to bring broader target groups and thus citizens as well as companies and politics into conversation with each other. Via events and different media formats, it gradually integrates actors and target groups into the project.

An Audio Collage on the Discourse Project (in German)

Under its roof, the projects hosts the ▷ Mercator-Journalist in Residence-Programm. Wthin the field of digitalised finance and beyond, the Mercator-Journalists in Residence act as important instigators for a broader discussion. They help raising awareness for a topic that has so far been underrepresented in public awareness, help connecting the scientific public with media outlets and developing an effective science communication.

eFin & Democracy is also associated with an ▷Endowed Professorship at the Technische Universität Darmstadt for Legal Policy for the Digital Financial Sector. The professorship is to establish this field of research and to make it sustainably attractive. The project is funded by the Mercator Foundation


Bitcoin, Ether an Co. – the Potentials and Risks of Cryptocurrencies

Wednesday, 13 March 2024, 7:30PM
Frankfurter PresseClub, Ulmenstr. 20, Frankfurt am Main
The event is held in German.
Registration here».

An event in cooperation with the Frankfurter PresseClub

As ZEVEDI Mercator-Journalist in Residence», in November 2023 the freelance IT journalist has taken a closer look at the governance models of leading cryptocurrencies. In his lecture, Stefan Mey will explain the most important ideas and concepts of the crypto world and “who” is behind these projects, which like to claim that they do not have any struggle with any (im)balance of power.

More about the event

New Episode of the Digitalgelddickicht Podcast
1.5. The Digital Euro – Commercial Banks in Danger?

In this episode, Digitalgelddickicht takes a closer look at those financial institutions whose business model the digital euro could complement, change or call into question: the commercial banks.

In this first of two episodes on the relationship between the digital euro and commercial banks, we examine the extent to which a digital euro could transform or disrupt the well-established division of labor between central and commercial banks. Are digital bank runs really to be feared or are they much ado about nothing?

Digitalgelddickicht Season Digital Euro – Episode 5 (in German) | 21 December 2023


The Podcast Digitalgelddickicht

The Podcast Digitalgelddickicht» explores what is otherwise only discussed among experts. The podcast doesn’t have all the answers – and certainly no financial tips. Instead, it aims to pose questions and stimulate public conversation about how the digital transformation of the financial sector affects our political and social world. To this end, it collects different voices, including but not limited to those of experts. The Podcast is in German.

eFin & Democracy on Social Media

Current news from the project and links to interesting and further content about our key topics can also be found on X (formerly Twitter) under @eFin_Diskurs and on Mastodon under @eFin_Diskurs@mas.to (mostly in German).

The eFin-Blog

The Blog» tries to understand the transformation and to promote debate – also as part of our democracy. Project staff and guests write freely and in a diverse fashion about what they are learning and exploring, what worries them and what fascinates them. The Blog is written in German.

The Citizen Lectures

In the Citizen Lectures» scientists and experts are asked to give insights into their fields of expertise, provide a knowledge base and food for a broader discussion. Their audience are students of the TU Darmstadt as well as a broader interested public.


Digitalization and Finance: Video Portraits

As part of his residency at ZEVEDI and eFin & Democracy», videographer and artist Rainer Lind has brought a wide variety of people in front of his camera. He has created the kind of video portraits» he is known for but with a specific focus: his interviewees’ life, hobby or profession has brought them in direct contact with the potentials and risks, hopes and abysses associated with an increasingly digitalized financial world: from crypto-enthusiast to Frankfurt’s senior public prosecutor Jana Ringwald (photo). The interviews are in German.

Podcast Episodes of Finance & Feelings

During her residency» with us, finance journalist and podcaster Anissa Brinkhoff has investigated questions of gender equality and aspects of female finance in the analog and digital financial system. On her profile you can find all previous episodes of her podcast Finance & Feelings.
You finde the residency-related episode with Carola Westermeier here».
You find the episode with Mareice Kaiser here». The episodes are in German.

INTERVIEW: “Digital Money – Indifference is of no avail to us”

An AufRuhr Interview about the Project eFin & Democracy» and the “BitBlockKryptoComic” with the Mercator-Journalist in Residence an graphic novelist Martin Karcher and team member Caroline Marburger. The interview is in German.

Previous events

Performance Follow the Money – Of Analogue Values, Digital Currencies and the Quantification of the World

16 September 2023
Cooperation of ZEVEDI and the project group eFin & Democracy with the Mobile Academy Berlin and the cultural venue Mousonturm (Frankfurt) | more about this event»

Lightning Talk at the re:publica 23 Do we need the digital Euro or (how) does money work democratically?

5 June 2023
Carola Westermeier at the re:publica 23 within the framework of the discourse project eFin & Democracy | more about this event»

Film Screening & Panel Discussion „Modern Talking” – Contemporary History and Video Portraits on the Digitalized Finance Sector

16 May 2023
An Event with Mercator-Journalist in Residence Rainer Lind. In Cooperation with the Historischen Verein für Hessen e.V. | more about this event»

Short Exhibition The BitBlockCryptoComic – The Making of a Graphic Novel

16 December 2022
Event in cooperation with Kunstforum der TU Darmstadt; with Mercator-Journalist in Residence Martin Karcher| more about this event»

Public Lecture & Discussion Bitcoin – Gefahr oder Bereicherung für unsere Gesellschaft?

9 August 2022
Event in cooperation with Kultur einer Digitalstadt e. V. (KeD); with Mercator-Journalist in Residence Friedemann Brenneis | more about this event»

Public Lecture & Discussion Warum Bitcoin?

26 July 2022
Event with Mercator-Journalist in Residence Friedemann Brenneis | more about this event»

Panel Discussion Digitaler Euro: Pro und Contra

18 July 2022
Event within the framework of eFin & Democracy | more about this event»

Citizen Lecture Verstehen Sie Krypto !

Summer Semester 2022
Event within the framework of eFin & Democracy | more about this Citizen Lecture»

Alle ZEVEDI-Veranstaltungen»

Alle Themen des Zentrums»